Applications are open. Apply before 24 Aug 2026 — 11 days left. Read the official notification in full before you submit the form.
About This Recruitment
Indian Overseas Bank has notified recruitment for 250 posts under HRDD/RECT/02/2026-27. Applications are accepted online from 08 Aug 2026 to 24 Aug 2026. The prescribed qualification is A degree in any discipline from a recognised university, and the age limit is 20 to 30 years before category relaxation is applied. The vacancies are spread across 4 distinct posts, and the category-wise split for each is set out in the vacancy table below.
Selection is made through Online examination, Language proficiency test and Personal interview, followed by the remaining stages set out below. Selected candidates are placed in the pay scale of ₹48,480 – ₹85,920 in JMGS-I, plus dearness, house rent and city compensatory allowances. The place of posting is Tamil Nadu, Karnataka, Maharashtra and Gujarat.
The application fee is ₹850 including GST for General, EWS and OBC. The entire process is completed online, from registration through to fee payment and the final printout of the confirmation page. Check the notification for whether a correction window is offered, because most fields cannot be amended once the form is submitted.
Read the official notification in full before you begin the form. Eligibility, fees and dates are revised through corrigenda more often than candidates expect, and an application submitted against the wrong criteria is rejected at document verification rather than at submission — by which point the cycle is over.
Key Highlights
- 250 vacancies notified
- Qualification: A degree in any discipline from a recognised university
- Age limit: 20 to 30 years, with relaxation by category
- Pay scale: ₹48,480 – ₹85,920 in JMGS-I, plus dearness, house rent and city compensatory allowances
- Application fee: ₹850 including GST for General, EWS and OBC
- Last date to apply: 24 Aug 2026
- Application mode: online
Quick Overview
The notification's own particulars, at a glance.
- Organization
- Indian Overseas Bank
- Advertisement No.
- HRDD/RECT/02/2026-27
- Total Vacancies
- 250
- Job Location
- Tamil Nadu, Karnataka, Maharashtra and Gujarat
- Qualification
- A degree in any discipline from a recognised university
- Age Limit
- 20 – 30 years
- Salary
- ₹48,480 – ₹85,920 in JMGS-I, plus dearness, house rent and city compensatory allowances
- Application Mode
- Online
- Official Website
- www.iob.in
Important Dates
Every date below is taken from the official notification. Portals close at the time stated in the notification, not at midnight, and the fee payment window often closes a day after the form does.
| Event | Date |
|---|---|
| Notification released | 07 Aug 2026 |
| Online registration opens | 08 Aug 2026 |
| Last date to apply and pay the fee | 24 Aug 2026 |
| Online examination and language proficiency test | To be notified |
Application Fee
Fee is paid on the official portal only. Category-wise exemptions are applied automatically once the category is declared correctly in the form.
| Category | Fee | Payment Mode |
|---|---|---|
| General, EWS and OBC | ₹850 including GST | Online |
| SC, ST and PwBD | ₹175 including GST (intimation charges only) | Online |
Vacancy Details
Vacancy counts are provisional and are revised through corrigenda. The category-wise split determines the cut-off you will actually be measured against.
| Post Name | Total |
|---|---|
| Local Bank Officer — Tamil Nadu | 100 |
| Local Bank Officer — Karnataka | 50 |
| Local Bank Officer — Maharashtra | 50 |
| Local Bank Officer — Gujarat | 50 |
| Total | 250 |
Educational Qualification
The qualification must be held on or before the cut-off date stated in the notification. Final-year candidates should check whether provisional applications are permitted for this recruitment.
| Post | Required Qualification |
|---|---|
| Local Bank Officer (JMGS-I) | A degree in any discipline from a recognised university, together with proficiency in the local language of the State applied for. |
- Tamil Nadu carries 100 of the 250 posts; Karnataka, Maharashtra and Gujarat have 50 each.
- Local language proficiency is tested for the State you apply to, and is a condition of appointment.
- Unlike the PNB Local Bank Officer recruitment, this one asks only for a degree — no prior banking experience is required.
Age Limit & Relaxation
Upper age limits are relaxed by category. Read the row that applies to you before you conclude you are ineligible.
| Category | Upper Age Relaxation |
|---|---|
| SC / ST | 5 years |
| OBC (non-creamy layer) | 3 years |
| Persons with Benchmark Disabilities | 10 years |
| Ex-Servicemen and Commissioned Officers with at least 5 years' service | 5 years |
| Persons affected by the 1984 riots | 5 years |
Age is reckoned as on 1 August 2026.
Pay Scale
Figures are the pay scale, not take-home pay. Dearness allowance, house rent allowance and other allowances are paid over and above the basic pay shown.
| Post | Pay Scale |
|---|---|
| Local Bank Officer (JMGS-I) | ₹48,480 – 2,000/7 – 62,480 – 2,340/2 – 67,160 – 2,680/7 – 85,920 |
Selection Process
Each stage is qualifying for the next. Clearing a stage does not carry marks forward unless the notification says so.
- 1Online examination — 200 marks across four sectionally timed sections
- 2Language proficiency test — where the State applied for requires it
- 3Personal interview — 100 marks
- 4Final merit — computed on an 80:20 weighting between the online examination and the interview
Exam Pattern
Understanding the marking scheme is worth as much as the syllabus — attempt strategy depends on the negative marking below.
| Section | Questions | Marks | Duration |
|---|---|---|---|
| Reasoning and Computer Aptitude | 30 | 60 | 60 minutes |
| Data Analysis and Interpretation | 30 | 60 | 60 minutes |
| General, Economy and Banking Awareness | 40 | 40 | 30 minutes |
| English Knowledge | 40 | 40 | 30 minutes |
| Total | 140 | 200 | 180 minutes |
The written paper carries **200 marks against the interview's 100**, and the final merit is weighted **80:20** between them — the exam, not the interview, decides this recruitment.
How to Apply
Complete the form in one sitting where possible, and check the preview page carefully. Most fields cannot be changed once submitted, except during the correction window.
- 1Open the Careers page on the IOB website and select the Local Bank Officers 2026-27 recruitment.
- 2Complete the first-time registration and note your credentials.
- 3Upload your photograph, signature, left thumb impression and handwritten declaration.
- 4Fill in the application form accurately.
- 5Pay the fee online by card, net banking or UPI.
- 6Complete the registration and print the confirmation.
Important Links
Official Links
Links go to the recruiting body’s own website- Apply onlineApply Online
- Official notification (PDF)Download
- Indian Overseas BankVisit
Verify before you apply. Eligibility, vacancy counts, fees and dates change through corrigenda. Job Times 24 is an information service, not a recruiter, and never charges candidates. Always confirm every detail in the official notification above.
Frequently Asked Questions
Does the IOB Local Bank Officer post require banking experience?
No. A degree in any discipline is the qualification; local language proficiency for the State applied for is the additional requirement.
How is the final merit calculated?
80% from the 200-mark online examination and 20% from the 100-mark interview.